How Have COVID-19 Hurt The Employment Market?

The employment market has been feeling the heat of the economic downturn as employers layoff staff in an urgent bid to reduce cash flow damages. Deepening economy has caused companies to put their employees on no-paid leaves and salary-cuts, resulting in many to be in...

Upgrade HDB to condominium with zero cash

Over the past two years, you might have heard property agents, friends and relatives mention of upgrading their HDBs to Private Condominiums with “zero cash” involved. While some homeowners celebrate their successful transactions, others have opposing views. In my...